Custom solutions for your unique real estate needs

Whether it’s your primary residence, a second home or investment property, we’ll be with you every step of the way to refinance your Jumbo loan and take cash out, with custom solutions for your unique real estate needs.

Don't wait until tomorrow.

Get in touch and a Mechanics Bank Mortgage Loan Representative will reach out to you shortly!

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Get in touch and a Mechanics Bank Loan Representative will reach out to you shortly!

Routing Number: 121102036

Deposit and loan products are offered by Mechanics Bank, Member FDIC

Equal Housing Lender NMLS#442116

Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are: 

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value 

Not FDIC Insured

Not Bank Guaranteed

May Lose Value


All loans subject to credit approval. Other terms and conditions may apply. Mortgage loan rates and the resulting mortgage loan payment are based upon a variety of assumptions and conditions. Your loan’s interest rate and payment will depend upon the specific characteristics of your loan transaction and market conditions. Mechanics Bank NMLS #442116. Equal Housing Lender.

HomeReady is a registered trademark of Fannie Mae.

*Mechanics Bank has a strategic alliance with Guaranteed Rate, to provide a full array of loan options for our clients. Out of State Mortgages, FHA, USDA, and VA Loans are only available through Guaranteed Rate. Pre-qualifications provided by Guaranteed Rate. Guaranteed Rate, NMLS License #2611. Equal Housing Lender

Routing Number: 121102036

© 2020 Mechanics Bank. All rights reserved.

The Official East Bay Bank of the Oakland A's

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Jumbo loans.
Low rates.

Additional Mortgage Options

We have loan options for almost every type of home. Our team of experienced Mortgage Loan Representatives can help you find the loan that's right for you. 


Jumbo Cash-Out Refinancing

Multiple Property Types 

Competitive Low Rates

Refinance to a lower rate and take out cash for improvements or other financial goals. 

Thinking about your
 dream home?
Consider a cash-out refinance
and make your dreams a reality.


About Jumbo Loans

A loan is considered jumbo if the amount of the mortgage is larger than conventional loan limits. Jumbo mortgages are available for primary residences, second or vacation homes and investment properties and are also available with a variety of terms, including fixed-rate and adjustable-rate loans.

Use our mortgage calculator to explore estimated monthly payments.


Jumbo loans. Cash out.
Low rates.

Learn how you can refinance your jumbo loan and take cash out.


Primary residence, second homes, and investment homes. For purchase or refinance.

Fixed and adjustable rate options available.

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