Create It.

Transform It.

Expand It.

Business Line of Credit UP TO $100,000

Mechanics Bank is again one of America’s best banks based on growth, credit quality and profitability. In its 13th annual report issued Feb. 3, 2022, the global media outlet ranked the Bank 32 nd among the nation’s 100 largest publicly traded banks and thrifts. 

Award-Winning Banking

MECHANICS BANK LOGO
HelpContact UsLocationsRouting Number: 121102036

With our fast, flexible funding, your business dreams 
can become a reality.


$100,0001

Prime Rate +0.0%2
No origination fee3
1-year renewable term



$100,000 - $250,0001

Prime Rate +0.5%2
$500 origination fee
1-year renewable term


Deposit and loan products are offered by Mechanics Bank, Member FDIC

Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured     |     Not Bank Guaranteed     |     May Lose Value

 Equal Housing Lender NMLS#442116

Investment management and trust services are offered by Mechanics Bank Wealth Management. Mechanics Bank investment products are:

Not FDIC Insured

Not Bank Guaranteed

May Lose Value

Disclosure:

All loans and credit products subject to program eligibility, collateral, underwriting approval and credit approval. Offer is for new lines of credit and does not apply to renewing lines of credit. Lending products and services available to businesses based in the state of California only.

1) Represents borrower’s new aggregated business credit exposure limits to qualify for advertised pricing. 
2) Offer is effective as of 3/17/2022 and subject to change or cancellation without notice. See banker for details. As of 05/05/2022, the Prime Rate is 4.00% and is subject to change. Prime Rate is defined as “the Prime Rate as published daily in the Money Rates section of the Wall Street Journal.” 
3) Origination fee waived for the first year for Lines of Credit up to $100,000. 

Let's make it happen today.

We understand the challenges that businesses face in today's ever-changing economy. With these low rates and fees, the time to invest in your business is now. 

Get the Money Your Business Needs to Bounce Back

Limited Time Offer - Get started today! 

Take advantage of fast and flexible funding that help your business with opportunities ahead.

Award-Winning Banking

Let's talk about your business.

Please send us your information and a Banker will contact you.

Disclosure:

All loans and credit products subject to program eligibility, collateral, underwriting approval and credit approval.

1. Offer is effective as of 8/1/2021 and is subject to change or cancellation without notice. See banker for details. Offer is for new conventional term loans and lines of credit and does not apply to the refinance of existing loans or renewing lines of credit. Pricing subject to change. Prime Rate is defined as “the Prime Rate as published daily in the Money Rates section of the Wall Street Journal.”

2. Origination fee waived for the first year for Lines of Credit up to $100,000.

3. Represents borrower's new aggregated business credit exposure limits to qualify for advertised pricing.

* By clicking “I agree”, you authorize Mechanics Bank to contact you, including by automated means, such as an automatic telephone dialing system, an artificial or pre-recorded voice message, and text message, via telephone, mobile phone, and email, including contacting you for telemarketing or advertising purposes. You expressly consent to this contact even if your contact information is listed on any Do Not Call list (whether internal, state, federal, or national). However, your consent is not required as a condition of purchasing any Mechanics Bank products or services.

GET STARTED

* By clicking “I agree”, you authorize Mechanics Bank to contact you, including by automated means, such as an automatic telephone dialing system, an artificial or pre-recorded voice message, and text message, via telephone, mobile phone, and email, including contacting you for telemarketing or advertising purposes. You expressly consent to this contact even if your contact information is listed on any Do Not Call list (whether internal, state, federal, or national). However, your consent is not required as a condition of purchasing any Mechanics Bank products or services.

Prime +0%

APR

LIMITED TIME OFFER

Reach out  
and a Banker will contact you.

Routing Number: 121102036

© 2020 Mechanics Bank. All rights reserved.

The Official East Bay Bank of the Oakland A's

© 2022 Forbes Media LLC. Used with permission.